ACA Reporting
Made Simple

1095-C, 1094-C, 1095-B, and 1094-B reporting made easy! We provide a full-service ACA solution covering data preparation, e-filing, and employee distribution.

No Software to Install
Lowest Cost
US-Based Staff

Who Needs to File ACA Forms?

Understanding if your business is an Applicable Large Employer (ALE).

Applicable Large Employers (ALEs)

If you employed an average of 50 or more full-time (including full-time equivalent) employees during the previous calendar year, you are an ALE and must file:

  • Form 1095-C: Provided to each full-time employee.
  • Form 1094-C: The transmittal form sent to the IRS.

Self-Insured Employers

Employers of any size that provide self-insured health coverage must report coverage information. Small employers (non-ALEs) typically file:

  • Form 1095-B: For covered individuals.
  • Form 1094-B: The transmittal form sent to the IRS.
Enforcement Alert

The Cost of Non-Compliance

IRS penalties for ACA reporting failures increase every year.

$330
Per Return Penalty

For failure to file a correct information return or failure to furnish a correct payee statement.

$3,987,000
Annual Maximum

The maximum penalty cap for large businesses for failure to file (adjusted for inflation).

No Limit
Intentional Disregard

If the IRS determines you intentionally ignored filing requirements, penalties increase with no cap.

CRITICAL COMPLIANCE

State Filing Mandates

Many states now have their own individual mandates requiring separate reporting in addition to the IRS. eFile360 handles direct filing for:

California New Jersey Washington D.C. Rhode Island Massachusetts
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Why Choose eFile360 for ACA?

We make ACA reporting simple, accurate, and affordable so you can focus on your business.

Complete Solution

From data validation to printing, mailing, and IRS e-filing, we handle the entire lifecycle of your 1095 forms.

Flexible Options

Choose between Self-Service (you upload, we file) or Full Outsourcing (send us data, we do it all).

Secure & Compliant

We don't send jobs offshore. All work is done in the USA by citizens or legal residents, ensuring your data security.

Important ACA Deadlines

Missing deadlines can lead to penalties. Outsource1095 monitors IRS updates to keep you compliant.

  • Mar 02
    Employee Copies Due Furnish Form 1095-C/B to employees.
  • Mar 31
    IRS E-Filing Deadline File Forms 1094/1095 electronically via AIR system.

Don't Wait!

We recommend starting early to ensure timely delivery and avoid IRS penalties.

Get Started Now

Service Models Designed for You

POPULAR

1. Self-Service (Online)

Ideal for small and mid-sized employers.

  • Enter or upload data via secure portal
  • Automated validation & error checking
  • We handle printing, mailing & e-filing
  • Real-time status tracking
Select Self-Service

2. Full Outsourcing

Perfect for organizations with 250+ forms.

  • Send us your raw data files
  • Dedicated account specialist
  • We handle import, validation & mapping
  • Custom reporting options
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Simple Pricing

1095 ACA Form Pricing

Pricing includes federal e-filing and recipient copy generation.

Form 1095-B & 1095-C

Affordable Care Act (ACA) Reporting

Form Count E-file + Print & Mail E-file Only TIN Check
1 ‑ 100 $5.10 $4.00 $1.00
101 ‑ 250 $4.50 $3.45 $0.85
251 ‑ 500 $3.95 $2.85 $0.70
501 ‑ 1000 $3.45 $2.35 $0.65
1001 ‑ 2500 $3.00 $1.80 $0.50
2501 + Contact Us Contact Us $0.25
* Prices per form. E-delivery is included at no extra cost.

Ready to tackle ACA filing?

No credit card required for account creation